Buying A Home

I specialize in helping people find great deals on homes!!
Don’t ASSUME anything about your credit. If you haven’t yet applied for a mortgage and are worried about your credit, here are some tips to help clean up your credit and get the loan you need.

Hopefully this information has reassured you of your ability to qualify for a loan. If you need help locating a mortgage lender or have questions, please let me know. I’m here to help.

What is a buyer’s agent? A selling agent? A listing agent?

A: A Realtor who represents you and your interests EXCLUSIVELY when you are purchasing real estate.

A: Not unless you prefer having everyone working in the Seller’s interests

A: Yes, that’s called Dual Agency.

A: Absolutely nothing! Zero! But he/she could save you a small fortune!

A: When a seller “lists” his house (puts it on the market), he agrees to pay the listing broker a certain commission. The listing broker, will in turn, list the house in the MLS system and disclose what he/she will pay to any other broker who brings the buyer. Otherwise the listing broker keeps all of the commission if he/she finds a buyer.

A: Yes! They have to sit for the same examinations and continuing education classes and generally belong to the same associations.

A: Not really. Seller’s Agents are typically very good at, and prefer, the marketing challenge of selling a house. Buyer’s Agents are very comfortable with investigative analysis of real estate, and counseling Buyers. Many agents can do both very well.

A: CALL ME!! This will ensure a smooth transaction for you should you decide to purchase the house.

A: No. CALL ME!!! Each builder has contracted to pay a set fee to the marketing company (sales office) on each house sold, irrespective of the number of agents involved (even if you should negotiate directly with the builder, he still has to pay the same fee to the marketing company).

As your Full-Service Real Estate Professional, I Promise YOU …
To Buy your Home…
Before You Start Looking for Your New Home:
Closing Costs to Expect:

How Do You Get Prequalified?

Call Me! Let me connect you to one of my many lenders. It’s free to speak with qualified lenders.

A Buyer’s Agent (or Representative) works only for you and has NO legal or other responsibility to the Seller. On the other hand, a general real estate agent has LEGAL obligations to the SELLER even though they can help the Buyer with the transactions such as presenting the offer or doing the paperwork on any property you choose. THEY STILL REPRESENT THE SELLER AND BY LAW MUST GET THE SELLER THE BEST PRICE FOR THEIR HOME.

As Your Buyer’s Agents, I will provide you with maximum information about buying a home, including but not limited to, disclosing specifics about location, property values, offering price, negotiations, counteroffers, contingencies, financing and the entire closing process.

Please remember that services to the Buyer are always FREE. The Buyer’s Agent is compensated through the listing (or Selling) agent’s commission.

Absolutely! When buyers work with a Buyer’s Agent who is 100% loyal and completely committed to them, the entire home buying process will go smoothly with more buyer satisfaction. Problems can arise, and you will have a Buyer’s Representative that is legally responsible to YOU and committed to helping protect your best interests in the purchase. As Buyer’s Agents, I am fully qualified, experienced and highly skilled in the back and forth negotiations and financing queries that precede the closing of most real estate transactions. In addition, I will be forthcoming with any negative aspects about properties that you\’re investigating for purchase. Armed with such vital and detailed information, you’ll be thoroughly prepared to make decisions that are right for you and your family!!

Yes. As a Buyer’s Agent, I can show you every home listed in the Multiple Listing Service (MLS), FMLS, Bank or Corporate owned properties, and For Sale By Owner (FSBO) properties. In addition, I can also show you NEW construction homes and unlisted homes. When you find that special home, we’ll discuss the best strategy regarding negotiations, offers, counteroffers, financing, inspections, and closing. I will help you prepare the offer with the terms and stipulations weighed on your behalf. My goal is to help you get the best home for the least amount of money! For your convenience, I will provide listings by email. I pride myself on repeat business and hope you’ll come to understand why.

 

  1. Buyer’s Agency is NOT a contract. It is an agreement of written permission to have a Real Estate Professional in your corner! Virginia Law only requires written permission and the Buyer’s Agency is minute to minute…. YOU MUST BE SATISFIED, or you can cancel the written agreement at any time in the homebuying process.
Call or email me now so I can help you buy a home At No Cost to You!
Vangie Williams, REALTOR®  Cell: (540) 200-8067 Email: vangiewilliams@vangiewilliams.com